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Mark Eastman

There is a Time and a Season for Everything Here on Earth

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God Knows What He’s Doing, Get Onboard or Get Out of His Way

Many of us don’t like change. We’re comfortable with a “This is the way we’ve always done it” attitude. A few weeks ago, I told you about changes happening in our church. We discussed that change is inevitable whether we embrace it or not.

The past several months our church has been dealing with a lot of change and unknowns. The unknown part is what makes us so apprehensive about change.

As a United Methodist church, our congregation had some concerns about the direction of the denomination. These concerns created questions which led to other questions. This question-and-answer process went on for months.

Were we going to stay United Methodist or we going to leave?

If we left, what were our options? Which of these options was the best? What did this mean for our property? What did this mean for the pastor? How long would this take? The questions went on and on.

This is where faith comes in.

As Christians we should trust in God and His “blueprint for life”. His Word gives us the instructions for living the life that He wants for us. This brings us to where we are now and this week’s message from our new pastor.

Welcome Lisa Buffum.

She started her message with her story and how God brought her to us to be our pastor.

Being a member of a United Methodist church and aware of what was going on in the denomination, she knew about the things our church was going through. She came to one of the meetings our church held as we were working through the process of what to do. She actively prayed for churches that were going through this process of answering the question of what to do.

The night that we had our vote for what we were going to do going forward, she drove to our church and sat in the parking lot praying.

We voted to leave the United Methodist and become Global Methodist as have several other churches in the district and conference.

There has been a shortage of pastors for a long time and with this split came the question of who would pastor these new churches. As she heard of more and more churches separating, she was concerned that there wouldn’t be enough pastors for the new Global Methodist churches.

She was thinking about this and had the thought that church laity might need to step up and fill some pulpits.

As she was praying, she heard God ask…” Why not you?”

This is a question that we all tend to push back on. Why me? Because I don’t have what it takes. Because I’m not good enough. I must have not heard that correctly. We’ve all done this at some time or another.

Why not you?

As a lay person she is going to be leading our church. She will be going through the process of becoming ordained. Becoming a pastor is not something that was a part of her life plan…surprise.

Looking back, it is clear how these things were happening separately and simultaneously. This is how God works. This is us getting onboard with His plan.

It’s up to us to do accept the changes that are part of God’s plan. If we don’t, we will suffer the consequences. In Isaiah 43:16-21 we are told to not get hung up on the past and accept the amazing new things that God is creating.

We need to remember that this is God’s story…not ours.

Life is a great adventure, and we need to embrace it. There is a time and season for everything here on earth, it’s up to us to open our minds to be aware of and embrace these changing seasons.

How a Business Plan Can Help You Keep Your Business from Crashing

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It’s Hard to Keep Your Business in Balance Without a Plan

Most of us who are self-employed spend way too much time feeling like our businesses are out of control. We started our businesses with grand ideas and dreams. Then one day we woke up and wondered what in the world we were thinking.

Last week I wrote about needing a plan for building your business and how many businesses fail because they don’t have one. We compared a plan for building a business to a blueprint for building a building.

I recently finished reading the E-Myth Revisited by Michael Gerber. This book does a great job of pointing out the misconceptions around starting your own business and shows how commonplace assumptions can get in the way of running a business.

Michael walks you through the steps in the life of a business, from entrepreneurial infancy, through adolescent growing pains, to the mature entrepreneurial perspective.

Gerber draws the vital, often overlooked distinction between working on your business and working in your business.

As I read through the book I was reminded and encouraged to review and improve our business and the operating procedures. If we don’t have a plan and aren’t intentional about implementing it, we are doomed to failure.

Business is like a three-legged table. If one leg is short, it gets kind of wobbly.

I know I have felt this way about my business and sometimes still do. This is why after reading the book I was reminded that I have not been giving each of the leg’s equal attention.

You have probably heard the saying ‘feast or famine’. This is used quite often in the building industry. It refers to the common problem of having way too many projects to do. Or not having enough and worrying about how you are going to pay the bills if you don’t get some work soon.

Sometimes this is caused by situations beyond our control. The economy, the weather, or some other external force. More often than not it is due to an ‘out of balance business’…like a table with a short leg.

As in Gerber’s book, we usually start a business knowing the trade but not having any experience in operating a business. We know what we know and don’t know what we don’t.

We started out by learning our trade as an apprentice, while working for someone else. I know this is how I got started. The problem with this is that while I learned how to build a building, I wasn’t taught how to build a company.

Like a three-legged table, when all the legs are the same length, it provides a level sturdy platform for my company to sit on. When any one or two of them is short the table starts leaning and begins to tip over. If it tips too far the company will slide off.

It’s never good when a company crashes onto the floor.

The three table legs of a construction company are:

1 – Sales/Marketing – Searching for and finding customers that you can help by providing your service and/or product through word of mouth, advertising, and awareness. Meeting with potential customers, determining what they want/need, and preparing estimates, proposals, and contracts.

2 – Production/Operations – Organizing, scheduling, and maintaining the projects. Determining who the right people are to perform specific tasks. Knowing the parts that are needed and making sure they fit. Maintaining communication between all parties involved. Ordering, delivery, storing and returning of building materials. Facility and equipment maintenance and repairs.

3 – Administration/Finance – The preparation of documents needed to communicate, track, and record all aspects of the business. The filling out and filing of income, expense, banking, and tax papers. This leg is one of the easiest for ‘tradespeople’ to neglect and can cause the table to lean quickly.

The top of the table – This is the big picture planning and organizing of the company. It’s what connects the three separate legs. It’s one of the hardest parts for the tradesman to understand and the most important. If there is no attention or work done on this part, you may just as well throw the legs in the fire and go to work for someone else.

It’s easy to give too much attention to one or two legs and forget the other parts. To get so focused on the production of a project and forget to follow up with a new customer. To get so into preparing proposals that we forget to invoice. To work so diligently on tracking expenses that we don’t leave enough time for working on the project.

There is no perfect solution to keep the table from ever leaning. The most important thing is to BE AWARE that it can happen, UNDERSTAND the problem, gather INFORMATION and get INSTRUCTIONS about the tools needed to keep the business from crashing and LEARN how to use these tools in your business.

Keep your business from crashing by intentionally working to keep the table balanced.

Portions from a previous post on 4/30/16

Having a Plan for Building Something isn’t Any Good if You Don’t Use it

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The Bible is a Blueprint for Building Our Best Life

We live in a world of idea bombardment, and it’s hard to sort through it all to know what is real. We see things on the news, social media, the internet, and TV programs. We hear things from our family, friends, neighbors, and community. So many different opinions.

The world thrives on conflict.

How can we determine what is real and what’s not, what’s right and what’s wrong? This is a subjective question that can be hard to answer. Who do you believe and why?

Just like building a structure can be done in a variety of different ways…so can your life. Ultimately some things work, and some things don’t. A house without a roof is going to get wet inside when it rains. A house without a foundation is not going to stay standing when the ground erodes.

A house built on a solid foundation will weather the storm.

Back to the question of how can we know how to build our best lives? Just like building a good building, we need a plan…a blueprint. Just like how a building project doesn’t go well when the blueprint is ignored, so it is with our lives and ignoring the Bible.

The Bible is our blueprint for building our best life.

Using a blueprint requires some work. Just because you have a blueprint in your office doesn’t mean it’s going to help you if you don’t get it out and use it. This doesn’t mean that unrolling it and flipping through the pages is enough…it’s not. You need to study it, learn it, and implement it or the building will not turn out well.

The same is true for life. If we don’t get the Bible off the shelf and study it, learn it, and implement it, our lives won’t turn out well.

A good builder doesn’t just look at the blueprint once and then put it away. There are questions and problems that come up constantly throughout the project. He uses it every day until the project is finished. The more he studies it, the more he knows about what is expected.

We should use the Bible in the same way. We should study it daily so that we know what is expected.

Another problem that can happen with blueprints is when a builder doesn’t fully understand or misinterprets the blueprint. Just looking at the foundation plan doesn’t tell us about the roof. Just looking at one page of the print will lead to mistakes in the construction as well as subcontractors being led to do the wrong things. This is why it’s important to ask questions and discuss it with the architect and other builders.

This happens with the Bible as well. We can’t just pick and choose a verse here or there and not know the whole plan.

You need to take the whole Bible into account so that you don’t make a mistake when building or lead others to.

Blueprints let us see what the architect expects from the builder. He shares all the different aspects of a building and how they should fit together. A builder who has built buildings before can begin to think he knows how to build and doesn’t need a blueprint. Inevitably this is when mistakes happen and can be very costly.

God is the architect of our lives and when we begin to think we know more than Him problems are sure to happen.

A builder must decide if he’s going to trust the architect’s plans or not. He can ignore them and build the building however he wants. The problem is…the building doesn’t belong to him, and if it’s built wrong, he won’t get paid.

The same is true for us. We have free will, and we can live our lives however we want.

The problem is, in the end, the payment we receive will be what we earned.

Use the Bible as your life blueprint. Get it off the shelf, study it, learn it, ask questions, and build your best life.

This past Sunday, Jim Miller shared the message to “Just Tell Them the Truth”. Here is a list of Scriptures that he used throughout his message.

  • Matthew 6:33
  • 2 Corinthians 11:2-3
  • Ephesians 4: 14-15
  • Colossians 2:8
  • 2 Timothy 4:1-4
  • Hebrews 2:1
  • Revelation 2:4-5
  • Revelation 3:3
  • Romans 3:23
  • Romans 6:23
  • Romans 5:8
  • Romans 10:13
  • Romans 10:9
  • Romans 12:1-2

How Building Your Business Is Critical to The Success of Your Business

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Like the Construction of a Building – You Need a Plan for Your Company

If you own your own business and aren’t being intentional about the organizational operation of your company, it is likely that you won’t make it past your 5th year. This is according to the Bureau of Labor Statistics.

Just think about the number of businesses that you have seen come and go.

Whether you are a solopreneur or have a team. It doesn’t matter if you have been in business for 30 years or just starting out. Regardless of the kind of work you do, the organizational plan is just as important as the work you do…maybe more.

I know in my 40 years of being in business I have learned some lessons the hard way. Let me tell you, the tuition for ‘The School of Hard Knocks’ (SHK) is expensive. There were times when I got behind on taxes to pay bills and other times when I got behind on bills so that I could pay taxes. Neither of these is a very good business plan.

One of my SHK professors once told me, “That when you steal from Peter to pay Paul, you make Peter a Paul bearer”. If you want to avoid the need for a pallbearer for your business…you need a plan.

Starting a business without a plan is not a very good plan.

Often, someone who has learned a trade or a craft decides, for whatever reason, to go into business on their own. Most of the time they have given little, if any, thought to business structure.

You show up every day working hard and then…surprise, you owe some taxes and don’t have the money to pay them. You needed a plan…a Blueprint for Building a Better Business.

There are a lot of similarities in constructing a sound building and constructing a profitable business.

  • Both need to start with design plans – The thing that gives you a clear direction of what you want the outcome to be.
  • Both need an architect – The person that can see the vision of what the finished product will be.
  • Both need a good solid foundation – The thing that will support you when the storms come.
  • Both need a good framework – The thing that holds everything together.
  • Both need a builder – The person that reads and understands the plans and puts all the different pieces together correctly.
  • Both need the proper tools – These are what allow the pieces to be shaped and fastened together in the right places in the right order.
  • Both need a good team – These are the different people with the different skills and knowledge needed.

It doesn’t matter if you have been in business for years or are just starting, YOU NEED A PLAN. If you would like to minimize the time you spend attending ‘The School of Hard Knocks’, then keep following our blog. We are working on some Business Building Solutions for just this purpose.

In what areas of building your business would some ‘higher education’ be helpful?

Originally posted 2/24/18.

Change is Going to Happen, Whether We Embrace it or Not

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Memories From the Past, Looking to the Future, Living in the Present

This past Sunday was Pastor Lee’s last Sunday serving as our pastor. After more than eight years of him being a part of our lives, it was an emotional day. You don’t spend this amount of time with someone without there being a significant impact made.

Change is inevitable and we need to embrace it.

We need to remember that if we get stuck, we will become stagnant. Think about how fresh and clear a running stream is. Then compare that to a stinky, muddy, moss ridden pond.

A large portion of Sunday’s service was spent sharing what he means to us and what we have meant to him.

He shared that over the years we have learned a lot from each other. He knows us, who we are, what we like, and how we act. We learned the same about him and his family. Three things that he said he learned were…

  • People are searching for God, knowingly or unknowingly
  • The Bible is still as relevant today as it was when it was written
  • The Church is necessary

Embracing these truths rather than pushing them away makes for a better community and world.

Embracing is hugging, taking up readily and gladly. There was a lot of embracing (hugging) done Sunday.

As a church we’ve been going through a lot of change in the past year and Pastor Lee’s leaving is just one part of that change. This is why it’s important to be “flexibly rigid”. (link to post)

We need to be true to who God has called us to be without getting distracted by things that are fleeting.

A good example of this is one of the stories that was shared. It was about a milk cow that was bought. It was kicker. It kicked over the milk bucket. It kicked over the milking stool. Milking this cow was not going as planned.

At the same time there was a cow in the pasture that was not feeding its newborn calf. After giving this situation some thought, it was decided to see if the kicking cow would feed the calf…it did.

So, the pasture cow became the milk cow and the milk cow became the pasture cow. This is being flexibly rigid. They got a milk cow and the calf got fed. This was not their plan, but it worked out.

This is embracing change.

Let’s embrace the past and what we’ve learned from it.

Let’s embrace the future and the possibilities it holds

Let’s embrace the present and not forget to live every day in the here and now.

Thank you, Pastor Lee, for your leadership, friendship and making us better people!

How Using the Payment Application Tool Communicates Clearly with Construction Customers

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Learning About Business Tools Isn’t Necessarily Fun, but it is Necessary for Business Success

I know that the topic of the Payment Application over the past couple of weeks hasn’t been one of the most exciting topics. Learning about any tool, how it works, and how to use it isn’t one of those things that scores high on our “fun meter”.

This is true for most men. Just think about Christmas time and how most of us guys just want to dive in and put that new toy together without bothering with the instructions. We don’t need any stinking instructions!

This, “get ‘er done” attitude gets amped up even more for those of us in construction. Afterall…building things is what we do.

However, you know as well as I do that, more times than not, this doesn’t turn out so well.

That’s why years ago as I struggled trying to put my business together, I decided I needed to read the instructions. The problem was…I couldn’t find the tools or the instructions. So that’s why I decided to make my own Business BUILDing Tools, complete with instructions. 😊

One of those tools is the Payment Application.

Last week we went through the process of getting started with a blank Payment Application and getting it filled out so that it is ready for the customer’s first payment. Now let’s look at preparing the Payment Application for recurring progress payments.

Preparing for the next progress payment –

Step 1 – Updating the application information – In the application information box, change the application number to the next sequential number i.e., from 1 to 2. Change the date from the previous date to the date through which this application includes. This consists of the material provided or ordered and work done by this date.

Step 2 – Moving dollar amounts from work completed to previously billed – On the previous Payment Application you have dollar amounts in one or both columns D (materials presently stored or ordered) and E (work completed this period). The numbers in these columns need to be added together and added to the number, if any, already in column F (previously billed).

Step 3 – Clear dollar amounts from Work Completed columns – After completing the previous step you need to clear the dollar amounts from both columns D and E.

Step 4 – Confirm the dollar amounts – After clearing the dollar amounts from columns D and E you need to check the dollar amounts in columns F (previously billed) and G (total completed and stored to date). These numbers should be the same. Also compare these numbers to column G on the previous Payment Application to confirm that these numbers are correct.

Step 5 – Entering dollar amounts – Now you can start entering new dollar amounts for Material Presently Stored or Ordered (column D) and Work Completed this Period (column E). These numbers will be determined by the material provided and the work done since the last application.

Step 6 – Figure and enter sales tax – Depending on the jurisdiction and the state in which you are doing the work, determine what your tax rate is and whether it is on material only or both material and labor. We use a bookkeeping program on our computer to provide the sales tax based on the jurisdiction. Then, depending on whether it is material only or both material and labor, enter the sales tax amount(s) in the row marked Sales Tax and in the appropriate columns D, E, or both.

Now you have the next Payment Application ready to be given to the customer, in conjunction with the invoice.

Miscommunication happens too often when dollar amounts are left floating around in the customer’s head due to making multiple payments strung out over the duration a large project.

Most customers don’t bother to write invoice amounts down and/or keep a running total. They’re just writing checks periodically with at vague running balance and then are surprised that the final invoice is more than they expected.

The Payment Application lets the customer see –

  • What the original contract amount was
  • What is included in this current invoice
  • What they have paid for previously
  • The total of what they have paid for previously and the current invoice
  • The percentage of the job that they have been invoiced for at this point
  • The balance of what they have left to pay

They get this updated information with each invoice and can easily see where they started, where they are, and what is left to pay.

This is how the Payment Application provides clear communication for the construction customer.

Having this business tool and learning to use it will not only make your customers happy…it will also help you to BUILD a successful construction business.

Being a Hero Doesn’t Mean That You Have to be More Super Than Anyone Else

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It Just Means That You Need to Connect with the One and Only “Superpower”

This past Sunday’s service was a treat as we were given a message by the kids. It was the annual Bible School program. The kids spent the five weekday evenings prior, experiencing the…

“Hero Hotline, Called Together to Serve God”.

The focus of this Bible School was how the Bible is full of “normal people” who did heroic things without knowing they were heroic.

A hero is someone admired for having done something brave or achieved something great. The question is what is brave or great? This is something that is going to be different for different people.

The heroes in these Bible School examples were “normal people” who at this particular time did something outside of their comfort zone that affected situations that we are still experiencing the results today.

  1. Heroes are called to follow Jesus.

Jesus builds the team.

In John 1:35-42, Jesus began building his team. The first hero was Andrew. He was a follower of John the Baptist and witnessed John baptizing Jesus, “the Lamb of God”. Andrew then started following Jesus. He told his brother, Simon, about Jesus, and Simon, also known as Peter, began following Jesus. Then Jesus found Philip and Philip found his friend Nathanel, and they both started following Jesus.

Anyone can be a follower of Jesus.

He wants us all to follow Him. Once you know Jesus, you can tell someone else about Him, and they can tell someone. Before long there are more and more people who know Jesus. This is God’s plan for the church.

Be a hero and follow Jesus.

2. Heroes are called to help others.

God’s wonder women.

We would consider Moses a hero because of what he accomplished, but what about the women that saved his life? The Pharaoh decided there were too many Hebrew boy babies so he had issued an order to have all the Hebrew boy babies killed at birth.

In Exodus 1:15-22, we meet Shiphrah and Puah, midwives that were heroes. They didn’t want the babies killed so they told the Pharaoh that the Hebrew women were so healthy and strong that the babies would be born before they got to them.

Then there was Moses’ mother who hid him as long as she could and then put him in a basket at the river where the Pharaoh’s daughter would bathe. Miriam, Moses’ sister, watched and kept him safe. The Pharaoh’s daughter saw the basket and sent her maid to get it. When the maid brought Moses to the princess, she knew he was precious and wanted to raise him.

All these “normal women”; his mother, the midwives, his sister, the princess, and her maid, all had a part in saving the life of Moses who grew to be a great man of God. They were all called by God for a special purpose.

God has a special purpose for you too.

3. Heroes are called to work together

Jethro mentors Moses

After Moses had led the millions of people out of Egypt, he was trying to settle all their problems and disagreements. Can you imagine how overwhelming this would be? He was getting worn out and unable to get any rest. How was he going to lead the people and keep the peace?

This is when Jethro, Moses’ father-in-law, shows up. He could see how big this issue was and offered Moses some advice.

In Exodus 18:17-26, Jethro told Moses to find some wise and fair people to help with this. He told him to select capable people who fear God and are trustworthy and honest, and to appoint them over thousands, hundreds, fifties and tens. This would lighten Moses’ load and let him focus on leading the people.

 Even though Jethro was not as famous as Moses, he was able to give him some good advice about how to lead this large group of people by sharing the load with other people.

God called Jethro to be a problem solver. Maybe that’s what he’s called you to do. But remember that you don’t have to do everything…

You can share your load.

4.Heroes are called to listen to God

The magnificent magi

We’re all familiar with the Christmas story of how the three wise men followed the star and brought gifts to baby Jesus. A part of this story that might be a little less known is in Matthew 2:7-16. King Herod told the Magi to let him know if they found the baby king because he was afraid that a new king might put him out of a job.

After the magi found the baby and realized He was special, they worshiped Him. Before they left on their long journey back home, they rested. While they were sleeping, they all had the same dream. They got a message warning them to not tell Herod what they found because he was going to kill Jesus.

We don’t know anything about these wisemen other than their part in the Christmas story, but their part was important. They felt very strongly about the warning they received and listened to it. Things might have been much different if they hadn’t.

It was good that they listened. We need to listen too.

5. Heroes are called to show grace

Giving Paul a basket ride

Another normal person who played a heroic part in the Bible was Ananias in Acts 9:10-19. We all know about Paul and his conversion experience, but if it wasn’t for Ananias, it might not have gone so well.

Prior to being called Paul, his name was Saul. Saul was tracking down Christians and persecuting them. When he was on his way to Damascus to round up Christians and take them back to Jerusalem to stand trial, he was confronted by Jesus and became blind. He was lead to Damascus where he met Ananias.

Ananias explained who Jesus was and restored Saul’s sight.

Then Saul began sharing Jesus’ message, so the Jewish leaders set up guards outside the city gate of Damascus to catch him. Ananias came up with a plan to lower Saul over the wall in a basket so that he wasn’t caught.

Saul then became known as Paul. He shared God’s message and started churches all over the place.

Ananias initially feared Saul and was not very fond of the idea of helping him, but he listened to what God was asking him to do and did it. He showed Saul grace and the rest, as they say, is history. Ananias wasn’t as well-known as Paul, but God used him anyway.

You may not think you are very important, but you are important to God. God knows you and calls you by name.

You are called to –

  • Follow Jesus
  • Help others
  • Work together
  • Listen to God
  • Show grace

Tap in to the “Superpower” of God and go out and be the hero you were meant to be.

How Our Payment Application Tool Works to Help Build a Better Business

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This is One of the Most Important Tools in the Construction Business Toolbox

Last week we talked about how construction companies struggle with cash flow and how not knowing what to expect can be very damaging to the business.

Communication between construction companies and customers is one of the biggest problems in the construction industry. The Payment Application is a business tool used for tracking project progress payments. It’s a way to communicate the financial expectations to the customer…and it’s only fair to let them know what to expect, when they’re the ones writing the check.

Construction customers don’t like surprises.

Our Payment Application is an Excel spreadsheet that lets the customer see the numbers before the project starts, continuing all the way through to the end…and this prevents them from being surprised at the end of a project with a bigger than expected bill.

The Payment Application is a document used to show the customer the price of a construction project broken down by item. It tracks the breakdown of payments being made, what has been paid up to this point in the project and what remains to be paid. This document is given to the customer with each invoice so they can see what they are being billed for on the accompanying invoice.

Starting with a blank payment application –

Step 1 – Filling out the project information – This process includes filling out the project information box with the customer’s name, the project name, and the project address. Next fill out the application information box with the application number, application date, project number, and the date the contract was signed. With each new payment application, the application number and date will be revised.

Step 2 – Filling out the scope of work information and value – This information will come from the signed proposal and will be entered in the first three columns on the left side of the spreadsheet. Using the proposal, take the number of the first item and enter it into the first cell on the column titled Item #. Next, write a brief description of the work described on the proposal in the column titled Description of Work. Finally take the dollar amount for this item on the proposal and enter it in the third column titled Scheduled Value. Once this is done you will repeat these three steps, one row at a time, as you go down the spreadsheet until you have all the information from the proposal entered on the payment application.

Step 3 – Confirm the dollar amounts – After all the values are entered, the total at the bottom of the Schedule Value column should match the total price of project on the proposal. If it doesn’t review the numbers in the Scheduled Value column until you find the mistake and correct it.

Now you are ready to use the Payment Application to accompany invoices. This will let the customer see what they are paying for. Seeing a large dollar amount broken down into smaller ones helps the customer understand what it is they are paying for.

It is a good idea to invoice for a percentage of a project prior to starting. This shows the customer’s commitment to the project and helps cover the contractor’s expenses on the project if something were to happen that puts the project on hold or stops it all together.

Entering the payment prior to starting in the application –

Step 1 – Determine the dollar amount for each item – Based on the predetermined percentage of the project prior to starting you will need to get the percentage of material and labor for each item. This information will come from the Worksheet used in the bidding process.

Step 2 – Enter the dollar amounts – The 4th and 5th columns of the Payment Application is where this information will go. These columns are the Work Completed columns. The 4th is material ordered, stored or used. The 5th is work done. Starting with the first row you will go down the sheet entering the percentage amounts in the corresponding column.

Step 3 – Confirm the dollar amounts – This step is the same as step 3 in the initial filling out of the form. It is to confirm that the dollar amount of the two columns added together matches the dollar amount given to the customer as the payment prior to starting.

Step 4 – Confirming percentage – Column H is a formula that is automatically calculated and shows the percentage this payment is of the total amount for each item. Once again you want to confirm this percentage matches the information given to the customer in the proposal.

We’re going to stop here today.

Next week we’ll get the Payment Application ready for the next progress payment.

This may seem like a lot of work, but it isn’t nearly as bad as it appears on the surface, and the benefits of communicating clearly with a Payment Application are well worth it.

The Payment Application is one of the best communication tools in the Business BUILDing Toolbox.

How Using Sermons as Sunday School Lesson Content Has Been a Win

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The Unexpected Benefit of Leading a Sunday School Class

This week’s sermon was the best one ever…

This inside joke was said again this week in our Sunday School class. It has been said many times and for multiple weeks in a row. Actually, there is some truth to this.

You know how when you’re watching a television series or reading a book series and the most recent one is so good that you don’t think it can ever be topped…and then the next one is better.

This is how Pastor Lee’s sermons have been. We are surprised about how they just keep getting better.

Several years ago, our Sunday School class was looking for some lesson material, and we decided that until we found something, we would discuss each week’s sermon.

This happened back in November of 2013, and we been using sermons as our lesson topic since…that’s a lot of sermons…almost 500.

As we began this process, I realized that as the leader of this Sunday School class, I was going to need to pay close attention to the sermons. Now the pressure was on…

One of the things that I did to help me focus on the sermons was to take notes. The act of taking notes was one of the most beneficial things. It made listening, a higher priority. This listening allowed me to get a lot more from the sermons.

Pastor Lee is only going to be in our pulpit a couple more weeks. We are going to miss him and his wonderful messages more than he knows. He has been here at Tisdale for eight and a half years, so our Sunday School class has discussed his sermons more than any others. How will we ever manage…

There are three elements that Pastor Lee puts in every sermon…humor, knowledge, and inspiration. He connects these three things to God, the Bible and life. These are the things that make up our faith stories. Everyone’s faith stories are different, but…

God and His message are universal, eternal, and absolute.

Now to this week’s sermon –

The humorous story – There was a young police officer who was testifying in court against a man arrested for robbery. The defendant was being represented by a hard-nosed attorney known to be tough on police officers. The attorney was trying to undermine the policeman’s credibility.

The attorney asked the policeman, “Did you see with your own eyes my client committing this crime?” The officer replied, “No, I didn’t see him do it, but my partner did.” The attorney asked, “And you trust your partner that much?” The police officer replied, “Yes, I trust him and all of my fellow officers with my life.”

Now the attorney thought he had the officer right where he wanted him.

“Officer, do you have a locker in a locker room, and do you keep your locker locked?” The policeman said, “Yes.” Then the attorney asked, “If you trust your life to these people, why do you not trust them with what’s in your locker?”

The young police officer said, “You see sir, we share this building with the court complex and sometimes lawyers walk through the building.”

The court room erupted in laughter and was adjourned.

After Jesus’ crucifixion, His followers were not sure about what they were supposed to do. In their uncertainty someone like this attorney could make them doubt what they were supposed to do going forward.

In Matthew 28:16-20, Jesus, after being raised from the dead, met with his eleven disciples and told them what to do.

Knowledge – The disciples were given authority and were told to go out into the world, to all the people and to share His message. The same thing we’ve been called to do.

Jesus doesn’t need us. He could make everyone believe if He chose to. He can do anything and everything. But this isn’t the way He chose. He wants us to share His message. We are to build the church, share the Sacraments, and share ethics and morals.

Inspiration – Bob Pierce was inspired to start World Vision by three women missionaries, but the vision started with his high school Sunday School teacher, Elizabeth Hunter (Sales).

Every week she would make stories from the Bible come alive for a group of active teens, challenging them to use their lives to make a difference in Jesus’ name.

Throughout his life, Bob credited Miss Hunter with first challenging him to ministry. His daughter never realized how deep that challenge went until she discovered a small blue book in her father’s library.

On the first page there was an inscription dated Christmas 1928: “To Bob from Miss Hunter. My prayer and deepest desire for you is Matthew 28:18-20.

“Therefore, go and make disciples of all nations. …”

Your prayers were answered, Miss Hunter.

The disciples were sad at Jesus’ leaving and felt lost.

They used what they had learned from Him and their time together and went out and spread the Word to everyone everywhere. We now need to do the same thing as the disciples.

We are sad that Pastor Lee and Kay are leaving but we need to take what we’ve learned from him and our time together and share that message with those we encounter.

Sharing the humor, knowledge, and inspiration from his sermons in our Sunday School class has been an unexpected benefit that will have a lasting impact on me, and those I have shared them with.

Thank you, Pastor Lee!

The Payment Application is Another Important Tool in the Business BUILDing Toolbox

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This Tool Helps the Construction Companies See Their Cash Flow Ahead of Time

Concerns about cash flow is one of the biggest struggles construction companies and contractors face — and for good reason. These businesses typically lay out large amounts of money for project-related expenses. Waiting to get paid until the job is complete is a sure way for a company to go out of business.

This is especially hard on smaller companies with limited cash on hand when they are working on larger, long-term projects.

An alternative approach is for businesses to be paid when predefined stages or percentages of a project are complete, a model called “progress payments.”

Progress payments benefit all parties involved.

The Payment Application is an Excel spreadsheet that is used for tracking progress payments made on construction projects. A payment application is more than a simple invoice. It includes a schedule of values based on the proposal and the individual items included in the scope of work.

Construction companies aren’t banks and shouldn’t be carrying the cost of larger construction projects until they are finished. Progress payments help companies recover a portion of their costs for the project along the way, thereby maintaining a steady cash flow.

Payment applications can also protect companies in the case of client nonpayment throughout the construction process. At Timber Creek Construction we have a delay condition in our contract that we can stop working on a project if a progress payment is not received promptly. 

In the construction industry, a progress payment is a partial payment often made after the completion of a predefined stage of work — for example, demolition, concrete, framing, roofing or siding. These installments replace single, lump-sum payments at the end of a project or a “half upfront, half at the end” arrangements.

Making payments connected to the completion of a specific stage of work can create some confusion., For instance, does completion of concrete include sidewalks and garage approaches that may not be able to be completed until other things are done? That’s why at Timber Creek Construction we choose to make our payments based on periods of time rather than stages. We then determine how much has been done within the predetermined period of time and invoice accordingly.

Benefits to progress payments are:

  • Stable cash flow – Progress payments provide construction firms and contractors with a steady stream of income, thereby reducing the amount of working capital needed for projects. This makes it easier for companies to cover costs for supplies and labor throughout the project. This minimizes the need to go into debt.
  • Increased motivation – Reaching that next milestone to get that next progress payment is a great motivator in the construction industry. Being paid along the way can also drive productivity, reduce material and labor expenses, and result in higher profits.
  • Minimizing payment problems – Getting paid based on progress establishes a steady expectation of cash flow and when you should expect it. If payments begin coming in late, or not at all, it could be a sign that the client is having financial issues. Delayed payments help flag this early and can prevent the need to take legal action.
  • Opportunity to pause the project – If a customer doesn’t pay their progress payment for work completed, you may decide to pause work until the issue is resolved.

The one drawback to progress payments is like most other business-related activities…it means more paperwork.

Construction companies and contractors need to make sure they are paid. Most don’t have a dedicated financial or accounting department to handle that function. This puts that task on the basic office staff or the contractor himself.

This is where having a Business BUILDing Tool and a system to use it comes in.

Next week we’ll look at the specifics of our Payment Application and how that tool works.